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For most people, finding the right home in Prescott, Arizona is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Prescott, Arizona lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Prescott within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Prescott that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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Prescott is a city in Yavapai County, Arizona, USA. The population was 33,938 at the 2000 census. The city is the county seat of Yavapai CountyGR6, and in 1863 this then remote and lightly populated town was designated as the original capital of the Arizona Territory in order to keep the seat of government far from Confederate sympathizers prevalent in the southern part of the state. The Territorial Capital was moved to Tucson in 1867. Prescott again became the Territorial Capital in 1877, until the capital was changed to Phoenix in 1889. Locals pronounce the town's name as "press-kit". The towns of Prescott Valley (7 miles east) and Chino Valley (16 miles north), and Prescott, together make up the area known locally as "Tri-City". The Yavapai-Prescott Indian Tribe reservation is located next to, and partially within, the borders of Prescott. These four government entities sometimes work together on projects of mutual interest; at other times, however, they come into conflict. -- Source: Wikipedia.com
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Census Data for Prescott, Arizona
| Prescott | Arizona | United States | |
| Population | 33,938 | 5,130,632 | 281,421,906 |
| Median age | 47.8 | 34.2 | 35.3 |
| Median age for Male | 45 | 32.9 | 34 |
| Median age for Female | 50.3 | 35.5 | 36.5 |
| Households | 15,098 | 1,901,327 | 105,480,101 |
| Household population | 31,894 | 5,020,782 | 273,643,273 |
| Average household size | 2.11 | 2.64 | 2.59 |
| Families | 8,968 | 1,287,367 | 71,787,347 |
| Average family size | 2.62 | 3.18 | 3.14 |
| Housing units | 17,144 | 2,189,189 | 115,904,641 |
| Occupied units | 15,098 | 1,901,327 | 105,480,101 |
| Vacant units | 2,046 | 287,862 | 10,424,540 |
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